1. Five ten thousandths of the effective consumption of poverty alleviation credit card holders of CCB will be donated to the special bank account of Beijing Association for Supporting Cooperative Public Welfare;

2. You can go to designated e-commerce platforms and supermarkets to participate in special activities for consumption poverty alleviation, and have the opportunity to enjoy preferential activities such as full consumption reduction. The points earned by daily use of this card can also be exchanged for goods or deducted from cash in the "Beijing Consumer Poverty Alleviation Specialty Pavilion" of "Shanrong Mall";

3. Free of annual fee. Cardholders do not need to pay an annual fee, because both the main card and the supplementary card of the card currently enjoy the preferential policy of free annual fee within the validity period of the card.

Disadvantages of CCB Poverty Alleviation Card: At present, there is only one poverty alleviation card of CCB, and there is no platinum card, so the amount is limited; In addition, the credit line of this card is shared with other credit cards of CCB.

: 1. What is poverty alleviation?

Poverty alleviation means protecting the legitimate rights and interests of poor households and eliminating the burden of poverty. The government helps poor areas to strengthen talent training and improve the talent market for migrant workers. The establishment of social work aimed at developing industrial and agricultural enterprises to promote production and help the poor, and the implementation of poverty-stricken rural planning are aimed at helping improve the living conditions of poor households and helping poor areas to develop production transformation and face poverty.

By the end of 20 15, there were 56.3 million rural poor people in China, mainly distributed in 832 key poverty alleviation and development counties, concentrated contiguous poverty-stricken areas (hereinafter referred to as poverty-stricken counties) and128,000 poverty-stricken villages. The incidence of poverty is above 10% in most western provinces, and 12.5438+0% in eight minority provinces.

Two: What is a credit card?

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units for shopping, consumption and cash deposit and withdrawal in banks. It is a form of card with name, expiration date, number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back.

Real credit cards have the following characteristics: cash deposits are not encouraged, consumption is followed by repayment, interest-free repayment period is enjoyed, repayment can be made in installments (minimum repayment amount), and international credit card organizations such as visa and master are increased for global use.