1, affecting personal credit records and entering the blacklist of credit information, affecting your handling of other businesses in the bank, such as loans, mortgages and car loans;
2. Credit card overdraft will not generate high interest and late fees. From the date of signing the contract or the date of bank entry (including that day), the interest shall be charged at the rate of five ten thousandths per day within 15 days, and at the rate of five ten thousandths per day if it exceeds 15 days, and at the rate of fifteen thousandths per day if it exceeds 30 days or the overdraft amount exceeds the specified limit. The overdraft interest is not segmented, and the interest is calculated according to the highest interest rate grade or the highest overdraft amount;
3. Credit card overdraft If the bank refuses to repay after repeated collection, the bank will sue in the name of credit card fraud, which is an economic crime and may be sentenced according to the circumstances.
There will be no pie in the sky. Don't think about taking advantage of loopholes, thinking that there is no way to repay the credit card overdraft. This idea is wrong.