1. Temporary credit line adjustment of Standard Chartered Bank.

When using the Standard Chartered Bank credit card, if you find that the approved credit limit is not enough, you can call the 24-hour customer service hotline 400-820-6663 to contact the customer service specialist and apply for a temporary increase in the credit card limit. After the temporary credit limit expires, the credit limit will be automatically restored to the original limit.

The long-term credit limit of Standard Chartered Bank has been raised.

If the credit card holders of Standard Chartered Bank want to increase the credit card limit for a long time, they need to call the 24-hour customer service hotline of Bank of China to apply for credit card limit adjustment after holding the card for 6 months. Standard Chartered Bank will inform customers of the audit results within one week according to the credit card holders' credit card use history and repayment records in the past six months. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.

3. The long-term credit line of Standard Chartered Bank is reduced.

For credit cards that have not been traded for more than 6 months, the issuing bank has the right to reduce the credit limit applicable to the card, and the issuing bank will notify the customer according to the requirements of relevant laws and regulations.