Fast payment of credit cards on Taobao is counted in the number of swipes, and you can avoid the annual fee as long as you swipe enough times.

Scope of use of credit card express payment:

Taobao, Alibaba, external merchants and public institutions pay the payment fee.

note:

A single transaction can support up to 20 consolidated payments (consolidated payments do not support public utilities).

Credit card express payment does not support payment on behalf of others.