A credit card can be used to handle a daughter card and a mother card. Can the daughter card and the mother card be registered with different ID cards?

If the mother card refers to the main card and the supplementary card, they really need different ID cards. The applicant for the main card applies for the main card first, and then applies for the supplementary card to his relatives and friends at the same time. The main card and the supplementary card can use the credit line, and the repayment can be returned to the main card.

what is a mother card

a mother card, also known as a conjoined card, is usually made of a large card and one or more small cards. There is a dotted line at the connection point between the two cards, which is full of pinholes and can be easily broken. Become several independent cards. It belongs to a kind of special-shaped card. Generally used in supermarkets or shopping malls as membership cards.

two cards are sprayed with the same bar code for the supermarket to scan and record the membership information. The large card is the standard size (bank card size), and the small card usually has a small round hole in the corner, so that it can be worn on the key chain, which is more convenient to carry.

related content explanation:

between the daughter card and the mother card, a "credit line" is used. Instead of using the "money" in the mother card for the daughter card. Just like a water tank, there are two water pipes on it, both of which can give water. The water in the water tank is the "credit line", and the daughter card and the mother card are these two water pipes, which can take out water.

However, according to the regulations of the bank, after running out of water, the water tank must be refilled within a certain period of time. This is the repayment by credit card. And this repayment does not matter which card to change. In other words, it can be your mother who returns it, or it can make you return it, as long as it is returned, no matter who returns it. And how much you spent, both of you, can find out from these two cards. And the same number was found.

does a bank card have a daughter card and a mother card?

bank cards have no daughter cards and mother cards, but only one type of households, two types of households and three types of households.

1. Class I account is a full-function account, which can be used for large deposit and withdrawal, transfer, consumption, payment, investment and wealth management, etc. The scope and amount of use are not limited.

Class II and II households handle fund income and expenditure, and the transaction limit is RMB 1, per day and RMB 2, per year respectively; The transfer of funds between Class II households and bound accounts, the issuance/return of intra-bank loan funds, the mutual transfer within the card, and the receipt of batch payment of funds from military units' bank accounts by Class II households' military security cards and special retirement pension cards are all unrestricted and controlled. The specific transaction types controlled by the limit are as follows:

1. Income transaction types: transfer of funds from unbound accounts, deposit of cash, collection and payment on behalf of others, and transfer of bank certificates and bank periods (securities to banks); If the amount of wages paid on behalf of households exceeds the limit of Class II households, the householder can go to any CCB outlet in China with valid documents, Class I households and Class II households to bind his Class I households, and sign a special accounting agreement for the funds paid by Class II households before the funds can be recorded.

2. Expenditure transaction types: consumption, payment, transfer of funds to unbound accounts, cash withdrawal, and bank-securities and bank-period transfer (from bank to securities).

The account balance of Class III and III households shall not exceed that of 1 yuan; The daily cumulative limit of consumption, payment and transfer of funds to unbound accounts totals 2, yuan, and the annual cumulative limit totals 5, yuan.

Extended information:

Relevant provisions of the Notice of the People's Bank of China on Strengthening the Management of Payment and Settlement to Prevent New Illegal Crimes in Telecommunication Networks:

If a bank collects off-site handling fees for off-site deposit and withdrawal, transfer and other services within the bank, it shall be free within three months from the date of promulgation of this notice.

if an individual opens more than one class I account in the same bank before November 3, 216, the bank shall clean up the situation that the same depositor has opened a large number of accounts, and ask the depositor to explain and verify the rationality of his account opening.

since December 1, 216, if a non-bank payment institution opens a payment account for an individual, the same person can only open a Class III account in the same payment institution.

the payment institution shall complete the clearing of existing payment accounts before November 3, 216, contact the account holder to confirm the accounts that need to be kept, and lower the category management or merge the remaining accounts; If the account holder fails to confirm the account within the specified time, the payment institution shall keep the account with high frequency of use and large amount, and can make changes according to its application later.