If you spend 8,000 yuan with a credit card and there is an interest-free period, there is no interest in paying off the amount within 20 days after your bill comes out. For example, if your bill date is 17, you spend 8,000 yuan by credit card on July 9, and your bill rises on July 17, then you can pay it off 20 days later, that is, before August 7, without charging you interest.
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