Yidai Card is specially used to handle installment payments, and the fees are much lower than the same installment payment (without Yidai Card)

You can apply for other credit cards. If you find the procedure troublesome, you can apply on online banking. Log in to online banking. If you have a credit card, click on it and you will see Apply for a credit card. Then select the city where the user is located. After selecting the card type, you can get the card in about half a month. During Bank staff will call you back to visit you