1. The credit card consumption amount has not reached the installment limit. However, if the credit card consumption amount is too large, the bank may reject the credit card installment application, so be sure to understand the credit card installment limit when applying for installment.

2. If the credit card installment amount exceeds 9% of this month's bill amount, it will be impossible to apply for credit card installment.

3. Some consumption types, such as annual fees and gold trading, can't handle credit card installment.

4. It is a kind of credit card that cannot be divided into stages and cannot be divided into stages.

5. If the cardholder has bad credit reporting and overdue behavior, it is very likely that the bank will judge him as having insufficient repayment ability, and the application for credit card installment will also be rejected.