Recently, some netizens asked in doubt, can the overflow of credit card be withdrawn? Regarding this issue, users who have just applied for a credit card may not be very clear about it. Let me answer the questions for card friends.

Credit card overdraft is the money left after paying off the overdraft amount. Don't think that after paying off your credit card, you can still put the extra money in it to earn deposit interest. In fact, if you have extra money in it and the bank will charge you a handling fee when withdrawing cash, the only option is to spend it. So try not to have any overflow.

However, some banks (such as China Construction Bank) stipulate that there is no handling fee for withdrawing cash from credit card overflows, so once you find that you have overpaid, you can go to the bank and get it back without any burden.