Which online loans can be borrowed without a credit check?

Apps that make it easier to get a loan without looking at a credit check include: Xicai Loan, Mimi Loan, Tongxinxin, Qian Zhanggui, Qian There is a road.

1. Xicai Loan: Xicai Loan APP is an app that can provide a full range of loan services for black and white credit households.

2. Mimi Dai: Mimi Dai is an APP that does not look at credit reports. It can provide you with loans up to 5,000 yuan, with a maximum term of 6 months and a minimum of 1 month. The daily interest rate is 0.3%.

3. Tongcheng Credit: Tongxinxin is an APP that does not look at the central bank’s credit report but will look at Zhima Credit Score. The maximum loan limit is 30,000 yuan and the minimum is 700 yuan, and the term is generally 7 days.

4. Shopkeeper Qian: Shopkeeper Qian also makes it easy to place a loan without checking the credit report. He can provide you with a loan of up to 10,000 yuan, with a term of up to 30 days and a daily interest rate of 1.4%.

5. Qian Youlu: Qian Youlu is an APP with a small amount that is easy to make a loan without checking the credit report. This software can provide everyone with loans of 500-2,000 yuan.

If necessary, we recommend you to use Youqianhua, which is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018) , big brands are reliable, have low interest rates and are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate starts as low as 0.02%.

Is there an online loan that does not check the credit score?

Generally, it does not check the credit score Xinxin's loan products are all online loans, such as Cash Bus, Jiufu Wanka, Lai Installment, etc., all of which do not depend on credit reports. There are also online loan products that only require a mobile phone number and ID card to apply for. There are also online loans that do not check credit information:

1. Palm Flower:

Palm Flower is a loan with a very low application threshold. The amount does not exceed 5,000 yuan and the period of use is Between 7-60 days.

2. Miaonidai:

Miaonidai provides loans within 20,000 yuan, which may not depend on credit and debt, and the term is between 7-48 days.

3. Yijijin:

Yijijin generally does not look at the borrower’s credit report and liabilities. Its loan amount is within 1,000 yuan and the term is 14 days.

4. Zhaoshou Loan:

Zhaoshou Loan generally only requires an ID card and does not require credit history. The loan amount is within 20,000 yuan and the usage period is within 3 months.

Of course, the interest rates for loan products that do not depend on credit reports will not be low, and there may be a lot of them mixed in. Therefore, everyone must keep their eyes open when applying to avoid the traps they fall into.

In fact, it is better to maintain your credit for a period of time than to specifically look for loan products that do not check your credit report. Once you improve your personal credit, you will naturally have more channels to apply for loans, and you no longer have to worry about being checked for credit.

Among all current online loans, those that generally cooperate with banks or involve large loans are subject to credit reporting, while most of the remaining platforms are not subject to credit reporting. Similar platforms include Hiqian, Qianzhan, Kuaijin, Paipaidai, Caocaodai, Qianqianmao, Borrowing Money Kuai, Atomic Dai, etc., but none of them are credit-worthy.

1. Stronger platforms: Yirendai, Kungfu Loan, Flash Loan, Wo Lai Dai, You Wo Loan, Building Block Box, Cao Cao Loan, Jiufu Dingdang Loan;

2. Platforms suitable for students: Famous School Loans, Jiurong Finance, Xintong Dai, Aixuedai;

3. Platforms focusing on installments: Chengcheng Baitiao, Lvmama Baitiao, Miao Baitiao, Quduiba , come in installments, 99 installments.

What are the loan platforms that do not check the credit report?

The loan platforms that do not check the credit report include JD Finance, Huanbei, 360 IOU, Alipay Huabei, Shengbei, and Zhongyuan Consumer Finance , If you have money to spend, enjoy spending it, Suning Consumer Finance and so on.

Some borrowers failed to repay their loans on time due to some reasons, resulting in overdue loans and stains on their credit reports, which greatly increased the difficulty of getting loans; some borrowers were rejected for loans due to limited income. outside the door. In this case, apps with low loan thresholds have become very popular. So which loan platforms do not check credit information? Let me summarize some loan platforms that do not check credit information. This will not only make it easier for everyone to borrow money through mobile phones.

Some borrowers have failed to repay their loans on time due to some reasons, resulting in overdue loans and stains on their credit reports, which greatly increases the difficulty of getting loans; some borrowers have been turned away from applying for loans because of their limited income. In this case, apps with low loan thresholds have become very popular. So which loan platforms do not check credit information? Let me summarize some loan platforms that do not check credit information. This not only makes it easier for everyone to get loans through mobile phones, but also improves the security of mobile loans.

1. Jingdong Finance: Jingdong Finance provides users with functions such as browsing and snapping up popular financial products, transferring in and out of small vaults, viewing asset returns, viewing transaction information, etc. It can also help you pay bills, make payments, etc. Various functions, if you like trendy things, then you can try the crowdfunding function.

2. Huanbei: Huanbei provides users with safe and secure borrowing services. Free registration applications are received in time, easily alleviating emergency fund needs! It only takes two minutes at the fastest to review, and the fastest loan It only takes 3 minutes to use, and the loan limit is very high, and you can borrow up to 50,000 yuan.

3. 360 IOU: 360 IOU provides users with convenient loan and borrowing services, and also provides users with a free choice of repayment periods and repayment methods, allowing more urgently needed Users who use money can borrow money quickly to solve their current difficulties. The application allows users to bind a variety of cards, and supports binding loans and repayments with current mainstream bank cards.

4. Alipay Huabei: Alipay Huabei provides users with a platform to borrow money easily and quickly. The system will provide you with reasonable loans based on your actual consumption capacity and comprehensive income capacity, solve the user's financial needs, and bring convenience to the user's life.

What kind of loans are not subject to credit reporting?

Loans that are not subject to credit reporting:

1. Student loans: famous school loans, Jiurong Finance, Xintong Dai , Aixuedai

2. Credit card loans: Yirendai, Kungfu loan, flash loan, Xiaohua wallet, building block box

3. Installment loans: Chengcheng Baitiao, Lv Mama Baitiao, Miao Baitiao, Qujiebaba, Jindong Baitiao, 99 installments

4. Ordinary loans: Paipaidai, salary loan, Cash Bus, Qingqin Small Loan, CMA CGM, Wo Lai Loan, You Wodai, Zhijian Loan, Caocao Loan, Malt Loan, Magic Lamp Small Loan, Jiufu Dingdang Loan, Momo Loan, Magic Cash, Give You Flowers, _Silk Loan, 51 Character Loan, Rong360 Moonlight Foot, Xianhua 100 million yuan, Zhongtengxin, Qianqian Mo, Kuaidai, Jianghu Emergency, Hi Money, Money Station, Turn Right, Copper Coin Loan, Borrow Money Quickly, Didi Haodao, Dingjidai, Wanda Loan, Lebaobao , want to borrow money, Kuaijin, Quicken Loan, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Puhui Express, Atomic Loan, mo9, Qianmi Wallet, Dida Loan, Suishui Borrow, Cash White Card, Huawuque .

Loans from Shangxinshi:

Shanyin, Yongqianbao (the lender is Shangxinshi of Rural Credit Cooperatives), mobile phone loan (the lender is Shangxinshi of Rural Credit Cooperatives) Credit Reference), Credit Wallet (the lender is Huarong Consumer Finance’s Shanxi Credit Reference), Weilidai (Shenzhen Qianhai WeBank), Jiebei (Online Merchant Loan), Gold Bar (JD Finance), Home Credit, Bank of China Consumer Finance, Beijing Bank Consumer Finance, Immediate Consumer Finance, Baiqian Finance (Harbin Bank), Shengbei (Baoshang Bank), Lakala, Kakadai, 2345 Loan King, Zendai, Zhongan Credit Industry, Pudding Small Loan, Doudouqian . Loans, repayments, savings, Feidai, Jingdong gold bars.

Just because the credit report is not up does not mean that you don’t have to repay the loan: Maybe you will fall into a misunderstanding and think that if you don’t have the credit report, you don’t need to repay the loan. This idea is wrong. Even if you don't go to the credit report, people will still urge you to repay. Others also have various collection methods, such as making friends, visiting friends, issuing lawyer's letters, outsourcing collection, etc.

Reminder, although the threshold for a loan without credit is low, you should pay attention to whether the interest rate of the loan is affordable. It is best not to borrow. Everyone still needs to be cautious.