Legal analysis: Credit card civil litigation is generally a civil dispute and will not go to jail. However, if the court decides that you have the ability to perform your debt, but you refuse to perform it, the court may impose a fine or detention according to the seriousness of the case; If a crime is constituted, criminal responsibility shall be investigated according to law.

Legal basis: Article 538 of the Civil Code of People's Republic of China (PRC), the debtor's behavior that the creditor can revoke is the act of giving up the due creditor's rights; The second is the act of transferring property without compensation; The third is the act of transferring property at an obviously unreasonable low price.