1. Select the "Credit Card Payment" channel for payment. Where will the money be refunded after the refund is successful?
If you choose "credit card payment" to pay by credit card, and take a picture of the baby page to prompt the seller to support the transaction of credit card payment, if there is a refund, the money will be frozen in Alipay account, and will be submitted to the bank within 1~5 working days (6 working days for BOC, except 7 working days for international cards such as VISA, MasterCard and JCB) and returned to the credit card you paid.
2. Select the "online banking" channel to pay, and the transaction is refunded successfully. Where will the money be refunded?
If you use credit card online banking, the money will be returned to your Alipay account or directly to the paid bank card (note: the seller has opened the return card of the credit card gateway, but the seller has not opened the return account balance of the gateway; For all international credit cards, it will take some time for the bank to transfer the money to your bank account. It is estimated that the money will be transferred to your bank account in 1~5 working days (depending on the processing time of each bank).
Note: It takes 6 working days for BOC and 7 working days for international cards such as VISA, MasterCard and JCB (working days do not include Saturdays, Sundays and national holidays, so please pay attention to the changes of funds in bank accounts. )