Hello, if you are using our bank’s credit card, there are handling fees and interest for using credit card transfers and remittances:

Handling fees: Domestic RMB cash advance handling fees It is 1% of the amount of each cash withdrawal, with a minimum charge of 10 yuan per transaction; the overseas cash advance fee is 3% of the amount of each cash withdrawal, with a minimum charge of 3 US dollars or 30 yuan per transaction (American Express Card-Centurion Black Gold Card, American Express-Centurion Platinum Card charges a minimum fee of USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.

Limit limit: The cash advance limit is generally 50 of the credit limit (except for cards with special provisions). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines shall not exceed the equivalent of US$1,000, and the cumulative amount within one month shall not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.

If you have any questions about other China Merchants Bank credit cards, please search 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!