Is the credit card negotiation department closed on weekends

The credit card negotiation department is closed on weekends

The credit card review department works on weekdays and is closed on statutory holidays, so it does not work on weekends. .

Not only the credit card review department works on weekdays, but the bank's financial managers, supervisors, and presidents all work on weekdays and have holidays on statutory holidays.

Only bank branch counters and lobby staff work as usual on weekends. However, on weekends, banks close half an hour earlier than usual.

Can I apply for a credit card on Sunday?

Nowadays, most people are busy during working days, so they only have time to handle business on weekends. If I want to go to the bank to apply for a credit card, can I apply for a credit card on Sunday?

1. Yes.

2. If ICBC works on Sunday, applying for a credit card is a personal business and can be processed.

3. Log in to the bank's credit card website and select "New Customer Application Channel" under the "Credit Card Application" column, then select the card to be applied for, register the information, and make an appointment to apply for the card at your home.

4. Call the credit card customer service hotline for card application consultation and registration.

5. Bring your original identity certificate, work certificate and financial certificate documents and go to any bank branch in person to apply.

In fact, most banks have people working on weekends, and you can also apply for a credit card online. Generally, if you meet the conditions, you will be approved. I hope it will be useful to you!

Can credit cards be reviewed during holidays?

It cannot be reviewed, but it can be applied. Applicants apply for credit cards through self-service channels such as mobile banking and the website of the card issuing bank. After the applicant submits the relevant information for credit card application, it is generally closed on Saturdays, Sundays and national holidays. It will not be reviewed. Generally, the review passing time refers to working days, which is the normal working hours from Monday to Friday every week. Some applicants will receive the information of passing the review on Saturdays and Sundays, and the number of people reviewed is still very large. Less. Credit cards are generally not reviewed on Saturdays and Sundays. They are only reviewed on working days, excluding holidays.

There are two ways to apply for a credit card:

1. Apply for a credit card online through the bank's credit card official website. If you apply for a credit card in this way, the review will begin after 1 working day (excluding weekends and holidays).

2. Apply for a credit card through a bank branch. When applying for a credit card in this way, after submitting the application information, the application information will be sent to the head office for approval on the next working day.

Operating environment: Credit card review process?

1. Apply for a card through offline channels: such as bank branch counters and door-to-door card processing clerks.

Audit process: The bank receives the card application information and enters the information into the system. The bank will make a comprehensive score based on the card application information and personal credit report. If the score is not high, manual review is required. If the score is passed, the card can be issued and issued. , generally no interview is required.

2. Apply for a card through online channels: such as the official website, official WeChat account, mobile banking APP, Alipay and other third-party card application platforms.

Audit process: The applicant submits a credit card application online. The bank system conducts a comprehensive score based on the card application information and combines it with personal credit reporting to give the review results. There may be a return visit by phone and a bank interview is required.

3. Electronic review. The electronic system will evaluate the completeness of the information on the application form, and then use the personal information on the application form to determine whether the applicant meets the hard requirements such as age and income, and will automatically query the applicant's credit status in the personal credit system as a reference .

4. Manual review. After completing electronic screening, the form will enter the manual review stage. The staff of the Approval Department will grab work orders from the work order pool and process them according to their functions and authorities. Whether an applicant can successfully pass the application is usually determined at this stage. The bank will reconfirm the application form, whether the signature meets the requirements, whether the ID card is clear, etc.; it will review the submission method of the application form and determine the authenticity of the information in the application form.

After completing the manual review, the system will determine the classification of the application form based on the parameters generated by the preliminary review, thereby determining which level of approval process these application forms need to go through.

Operating environment: browser computer: macbookpromos14 open google version 92.0.4515.131 Huawei Nova10.01.38 Bank of China App6.12.0

Is Chouzhou Bank credit card reviewed on weekends

No review.

Because weekends are not legal working days, the review time after the application is not included in the weekends and needs to be postponed to normal legal working days. So if you apply for a credit card on the weekend, it will not be reviewed until Monday of the following week.

Will the credit card review center pass the review on Saturdays and Sundays?

Generally not approved, credit cards are usually not reviewed on Saturdays and Sundays, only outside of holidays.

Working days usually refer to Monday to Friday. The credit card audit time is approximately 10 working days, that is, it takes 2 weeks. If you pass the audit, the bank will print the card and mail it to you. Mail method is Postal Registered Mail, which can be delivered within 2 weeks. Combined, it takes about 1 month to receive your credit card.

Credit card audits are not usually conducted by banks on Saturdays and Sundays, and are sometimes delivered on Saturdays and Sundays in special circumstances.

Applicants apply for credit cards through self-service channels such as mobile banking and card open banking websites. After submitting relevant credit card materials, applicants will be reviewed on Saturdays, Sundays and national holidays. Generally speaking, the time to pass the review refers to working days, which are normal working hours from Monday to Friday. Some applicants will receive approval information on Saturdays and Sundays, and the number of applicants is still small.

Credit cards are usually reviewed on weekends, because the working hours for credit card-related audits are usually Monday to Friday every week, so it is usually not reviewed on normal Saturdays and Sundays. However, you can check the progress of your credit card review through the following methods:

1. Telephone inquiry: Use the reserved mobile phone number to call the bank’s customer service hotline 95511-2-2, enter the ID number according to the voice prompts, and inquire Audit progress.

2. Log in to the official website of the bank credit card, and then select "Application Progress Inquiry" in the credit card application field.

Applicants apply for credit cards through self-service methods such as mobile online banking and card processing bank websites. After submitting relevant credit card processing materials, it is usually difficult to approve on Saturdays, Sundays and holidays in China. Generally speaking, the approved time refers to working hours, that is, normal working hours from Monday to Friday. Some applicants will get approved information on Saturdays and Sundays, and the total number of approvals may be very small.

If you apply for a credit card, the typical review is 10-15 working days. Please note that this is a business day. Saturdays and Sundays do not count because after submitting your application materials for a credit card, you must first undergo an initial review. The initial review includes: reviewing copies of identity documents and checking that the application form has been completed. If the documents are insufficient, the bank will notify the customer to supplement them

and then enter the credit card for approval, mainly to verify the authenticity of the customer's ID card data and to inquire whether the customer has a bad credit record in the personal credit investigation system.

The next step is to make a credit check call. The bank will call the customer and his unit to verify the authenticity of his information and unit information. Then the credit card review ends and settlement results will be issued. You will be informed whether you pass or not.

Hope it can help you.

Operating environment; Huawei CDY-AN90 software version; Postal Bank 6.0

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Credit card Saturday and week Will credit cards be reviewed on Saturdays and Sundays?

Credit cards will not be reviewed on Saturdays and Sundays.

It takes 8 working days for a credit card to be reviewed. The relevant process is as follows:

1. As long as the submitted application materials are complete and the applicant's application materials are received from the review department, it usually takes 8 working days. The review will be completed within 2 working days;

2. After passing the review, a card will be made for the applicant within 2 working days;

3. Send the application by registered mail according to the billing address If the applicant sends it, the sending time of registered mail is generally within 15 days.

Other related:

1. Applicants can log in to the official website of credit card application to check the progress of credit card application;

2. If the applicant does not receive the credit card for a long time, For credit cards, you can call the credit card customer service hotline and be transferred to manual service for detailed verification.

Extended information

Five reasons for failed credit card applications:

1. Not meeting the card issuance conditions

Many users fail to apply for a credit card , without carefully reading the application conditions. Many credit cards have application conditions, such as student cards, female cards (boring loha) (boring loha), membership cards or age restrictions. These problems will directly lead to the rejection of the card application.

2. Few application materials

Card applicants must pay attention to the authenticity and completeness of the application materials, which is an important basis for the bank to approve the card. This information is especially important when applying for a credit card for the first time.

For example, if you have a house and a car and can submit a house purchase contract, vehicle driving license, etc., the probability of approval is greater; if you only have simple materials such as a copy of your ID card, the probability of approval is small.

3. After a bank with a bad credit record receives a credit card application, it will check the applicant's credit record through the credit reporting platform. If you have a good credit history, you are more likely to be approved for a credit card.

4. Bank scores are not up to standard

Banks use a scoring system to automatically score users. Cards can only be approved if they reach the score line set by the bank. If the score is not reached, the card will be rejected. The notice "Card issuance refused due to insufficient comprehensive score" received by the user refers to this score.

5. Encounter rogue intermediaries

When applying, try to choose a formal bank institution. Intermediaries that collect money to apply for cards and some roadside card application points are often used to defraud money and user information, and Card cannot be approved.

That’s it for the introduction to credit card weekend review.