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Bank of Communications Credit Card Mall is no longer available

There are no full points in the transportation credit card redemption mall

Due to the new regulations of the Bank of Communications, only half of the points can be redeemed from July 1, and the other half must be paid in cash. Points from Bank of Communications credit cards can be redeemed for items on the official website of Bank of Communications Credit Cards. Bank of Communications classifies cardholders according to their levels and card types. The scenarios for using points are also different. According to the different levels of cardholders, they can be divided into ordinary users and platinum users. There are some differences in the rights and interests of ordinary and platinum users. There are also some differences in the redemption of points. Difference (after all, platinum card requires an annual fee.

The platinum card credit card can be redeemed for air miles, which is suitable for people who frequently travel by plane. There are points malls that can be used to deduct cash, which is suitable for the general public.

Bank of Communications (Bank of Communications) is a banking financial institution directly under the State Council. It is headquartered in Shanghai. Its main business covers commercial banking, investment banking, securities, financial leasing, fund management, insurance, offshore financial services, etc. < /p>

In July 1986, the State Council approved the reorganization of Bank of Communications, which was the first joint-stock commercial bank in New China. In 2003, it was placed under the management of China Banking Regulatory Commission. In June 2005, Bank of Communications Co., Ltd. The company is listed on the Hong Kong Stock Exchange.

Bank of Communications was founded in 1908. It is one of the oldest banks in China and one of the note-issuing banks in modern China. The reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank. Its head office was located in Shanghai. In June 2005, Bank of Communications was listed on the Hong Kong Stock Exchange and on the Shanghai Stock Exchange in May 2007.

The Bank of Communications Group’s business scope covers commercial banking, offshore finance, funds, trusts, financial leasing, insurance, overseas securities, debt-for-equity swaps and asset management. The bank has 245 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 208 provincial branches. It has 3 offices in 243 prefecture-level and above cities and 163 counties or county-level cities nationwide. 025 business outlets; its non-bank subsidiaries mainly include wholly-owned subsidiaries Bank of Communications Financial Leasing Co., Ltd., China Bank of Communications Insurance Co., Ltd., Bank of Communications Financial Assets Investment Co., Ltd., Bank of Communications Wealth Management Co., Ltd., and its holding subsidiary Bank of Communications Schroders Fund Management Co., Ltd., BoCom International Trust Co., Ltd., BoCom Kanglian Life Insurance Co., Ltd., and BoCom International Holdings Co., Ltd. In addition, Bank of Communications is also the largest shareholder of Jiangsu Changshu Rural Commercial Bank Co., Ltd. The joint largest shareholder of Bank Co., Ltd., strategically invested in Hainan Bank Co., Ltd., and controls 4 rural banks.

The company's business includes: banking engineering, tax payment, cash management, and asset custody ( Securities investment fund custody, national social security fund asset custody, insurance fund custody business, brokerage/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc.), investment banking and financing business (receivables Account transfer, guarantee business, loan commitment letter, credit certificate, buyer or agreement interest-paying bill discount business, commercial bill discount business, foreign government loan on-lending business, local and foreign currency fixed asset loans.

Why is there no Bank of Communications credit card installment mall?

The Bank of Communications installment mall has been removed from the shelves because no users like to use it

So if you want to use it If you continue this Bank of Communications installment mall, you must spend more in Bank of Communications and give it a certain amount of support, then it will be possible to put it on the shelves again. Because no one uses the money, the maintenance cost is very high, and it will be removed from the shelves. No way.

Which is the official website of the Bank of Communications Points Redemption Mall?

The official website of the Bank of Communications Credit Card Points Redemption Mall is: //club.bankcomm.com/customer/index.htm Enter the URL to enter official website.

Bank of Communications has currently closed the full points redemption service, and users cannot use full points to redeem gifts. When points are redeemed for gifts, the points can only be used to offset 50% of the price, and the other half must be paid in cash. But some users said that they can use points to exchange for delicious food, and then use it when the price is half-price on Friday, which is equivalent to using the full amount of points.

In addition, Bank of Communications can also use full points to redeem Ele.me takeaways. Some users have successfully redeemed this.

Bank of Communications points can be redeemed directly by logging into the Bank of Communications Credit Card Points Park. The products here are relatively complete. Even if the credit card points are not enough, you can still redeem them by adding points and cash. However, many products require hundreds of thousands of points to redeem, and the requirements are still very high.

If you want to get credit card points, you need to spend more with your card. Generally, all bank credit cards will accumulate points for offline purchases; however, only some banks will calculate points for online purchases; if you want to get an accurate answer, you can call the bank. Note: Points will not be calculated for purchases at merchants in real estate, automobiles, wholesale, hospitals, schools, etc., as well as non-profit industries such as charity and social services.

Bank of Communications credit card points are valid for 2 years. If the cardholder has multiple Bank of Communications credit cards, the points of these cards can be combined and calculated, and the combination of credit card points can only be processed through telephone banking. . Therefore, you should use the points generated by Bank of Communications credit cards in a timely manner.

In normal times, users can pay more attention to the number of credit card points, and can check it through different methods. For example, you can check the credit card points by calling the Bank of Communications customer service hotline, and you can also check the credit card points by following the WeChat official account.

Query points:

1. Official website query

Operating environment:

Brand model: iPhone13

System Version: iOS15.0

Bank official website:

Open the official website of Bank of Communications Credit Card on your mobile phone and click "Customer Service-Points Inquiry" to check credit card points.

2. Telephone inquiry

Users can call the customer service number of Bank of Communications and follow the voice prompts to transfer to customer service. The customer service staff will help the user inquire about credit card points.

That’s it for the introduction of Bank of Communications Credit Card Mall.