The credit card loan is overdue, and receiving such a collection message is basically a fool!
That's the routine of collection. You're just overdue, and your psychological defense is weak. This kind of short message is a door-to-door call, a lawyer, and it means that you should not be scared to borrow money and return it.
So, just remember one thing. The collection messages at the beginning of 168 and 169 saying that you want to sue are all false. This kind of short message can't even be said on any platform. Is to scare you first, put psychological pressure on you, and then call the normal collection.
I know that partners who have just overdue will be very worried when they receive such short messages. But this is a normal collection message, which is randomly generated and sent by the system, so don't worry.
I'll teach you a way. It's easy to judge. Look at the text message with "unsubscribe back to T", which is 1% false.
what if I didn't unsubscribe back to T?
In fact, you can tell by looking at the number of the other party. If the other party is a long list, there is no doubt that you will collect the SMS. Unless it is sent by the official court of 12368, this situation may be a real prosecution and the court has accepted the case. However, under normal circumstances, there will be pre-trial mediation at this time.
There is also a short message to fool you, that is, under the guise of the local court platform, there is no content, which is the verification code.
In fact, if you think about it a little, you will know that it must be the verification code collected by logging in to the local court in official website with your mobile phone number. However, many people will be particularly scared when they are overdue, and they will be easily carried away.
actually, don't worry! However, if you are overdue, it is recommended to actively negotiate as soon as possible, and the credit card can be divided into 12-6 interest-free installments.
in this way, the repayment pressure will not be great, and you can also stop pressing and return to your normal life.