Bring a lawsuit to court. According to the relevant laws and regulations of our country, it is a civil dispute that a friend does not repay after swiping a credit card, and it is not allowed to call the police, but he can bring a lawsuit to the people's court to solve the dispute. Legal basis: Article 3 of the Civil Procedure Law of People's Republic of China (PRC). The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and their property relations and personal relations.