There is a difference in the recovery time between credit card consumption repayment and credit card cash withdrawal repayment.

If the repayment by credit card is successful, it will be resumed in real time. If it is not restored, it may be related to the repayment method and repayment time. Like online banking transfer and ATM cash repayment, the quota will be restored in real time. If you return the credit card through Alipay, there are three situations: immediate arrival, arrival on the same day and arrival on the next day, which will not exceed 3 days at the latest.

If the cash is withdrawn by credit card and the repayment is successful, the limit will not be restored on the same day, and it will not be restored until the day after the repayment date. So credit card repayment can only be taken after 24 hours, which refers to the cash withdrawal amount of credit card, not the consumption amount.

The ways to quickly increase the credit card limit are as follows: usually use the credit card for consumption, keep the number of swiping cards above 10 every month, keep the activity of swiping cards, diversify consumption as much as possible, and make some large purchases, preferably online and offline. Use credit card to pay living expenses, such as telephone, water and electricity, internet, etc. In the process of using credit cards, you should repay on time, maintain a good credit record, and repay in installments appropriately.

Conditions for applying for a credit card for the first time: at least 18 years old, with full capacity for civil conduct, a stable occupation and income, the ability to repay the principal and interest, good personal credit information and no bad credit record. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Application process:

Online application: To apply for business online, users need to fill in the relevant information in the bank official website first, and the bank staff will review it after filling in the relevant information. After the first trial is passed, the bank will take the initiative to contact the users who apply for credit cards and let them go to the nearby bank outlets for verification, or the bank staff will come to the door to verify and wait for the bank to approve again. After the approval, the bank will issue credit cards.

Offline application: If users want to apply for a credit card offline, they need to prepare the relevant information materials needed for the application, then go to the nearby bank outlets to ask the staff for an application form, fill in and submit the application materials, and then wait for the bank's audit results. After approval, they can get a credit card issued by the bank.

Bank of China will determine whether it meets the requirements and credit limit according to the personal financial certificate and comprehensive credit status submitted when handling credit cards. The general credit line ranges from 0 to 2 million yuan.