63872 yuan. After the Everbright Bank credit card is overdue, the interest is calculated on a daily basis, and the interest rate is 0.05% per day. After the credit card is overdue, the bank will also charge liquidated damages. The fee for liquidated damages is calculated based on 5% of the unpaid portion of the minimum repayment amount, so a Ten thousand yuan is overdue for three years and should finally be repaid with 63872 yuan. China Everbright Bank was established in August 1992. It is a national joint-stock commercial bank established with the approval of the State Council and the approval of the People's Bank of China. It is headquartered in Beijing.