No, banks should provide cardholders with "time-tolerant service" and provide them with a certain period of repayment grace period, which is at least 3 days from the due repayment date; If the cardholder repays within the repayment grace period, it is deemed that the cardholder repays on time. Individuals can also call the bank customer service consultation.

China Bank Card Industry Self-discipline Convention

Article 14 Member units should strive to improve the quality of credit card services, provide humanized services for cardholders, advocate card issuers to establish "tolerance service and time-tolerant service" for credit card repayment, or give interest relief to the repaid part of credit card overdraft during the interest-free repayment period.

Extended data:

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

The credit card contract is attached to the application form, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank.

Baidu Encyclopedia-China Bank Card Industry Self-discipline Convention