Considered a breach of contract. Late payment fees and interest will be incurred
Late payment fees will be incurred if the payment is overdue. The late payment fees of every bank are the same, which is 50,000 per day of the overdue amount
A late payment fee will be incurred if a credit card is overdue, that is, the minimum repayment amount is not paid before the due payment date. This fee is based on the minimum payment amount. The unpaid portion of the repayment is calculated based on 5 yuan, with a minimum of 5 yuan.
Assume that the minimum repayment amount of the owner's bill is 200 yuan, and if the payment is not made on the due date, then there will be a late payment fee on the next month's bill due to overdue payment, the amount = 200*5=10 yuan.
At the same time, we would like to remind the poster that banks will generally truthfully feedback customers' card repayment status to the People's Bank of China, and overdue items will be recorded in personal credit reports. For future loans, Housing loans and car loans will all have a certain impact. Therefore, it is recommended that if the owner's capital turnover is limited, he should try to pay the minimum payment amount of the card before the due payment date, so that the bank will not count you as overdue.