Ping An Credit Card can be used to withdraw cash. The withdrawal limit shall not exceed 50% of your credit limit, and handling fees and interest will be charged. The cash withdrawal channels only support the following three channels:
1. Pocket Cash withdrawal: You can log in to Ping An Pocket Bank APP - Credit Cards - More - Installment Loan - Pocket Cash Withdrawal and try to apply. The minimum application amount for a single transaction is RMB 100, and the maximum is RMB 50,000. The amount of cash that can be withdrawn cannot be exceeded;
2. Withdraw cash from teller machines: You can withdraw cash through teller machines of major banks. The cumulative amount of self-service cash withdrawal per card per day shall not exceed RMB 10,000;
3. Withdraw cash at the counter: You can withdraw cash through our bank Cash withdrawals are handled at the outlet counter, and the cumulative amount of cash withdrawals at the counter shall not exceed the available cash withdrawal limit.
Warm reminder:
1. Ping An Credit Card cash withdrawal handling fee: For domestic cash withdrawals, it is charged at 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction; for overseas cash withdrawals, if you use the UnionPay network , the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of RMB 40 per transaction; if you use other networks such as MasterCard, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of 5 US dollars per transaction;
2. Interest: Interest will be calculated at a daily interest rate of 5/10,000 from the date of cash withdrawal until the date of repayment.
Response time: 2020-10-14. For the latest business changes, please refer to the official website of Ping An Bank.
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