The net increase (or growth rate) of the average daily deposit in the current period compared with the average daily deposit in the previous period. This is an important indicator of bank deposit assessment, which is often combined with the ending balance of deposits to prevent fraud.

For example, the deposit at the end of last month was 5 million, and the balance at the end of this month was 6 million; But last month, the average daily deposit was 4.8 million, and this month it was only 4 million. This means that it is a water deposit that was raided at the end of the month.

Extended data:

Measures for the administration of bank card business

first

In order to strengthen the management of bank card business, prevent the risks of bank card business, and safeguard the legitimate rights and interests of commercial banks, cardholders, special units and other parties, these measures are formulated in accordance with the Law of the People's Republic of China on the People's Bank of China, the Law of People's Republic of China (PRC) Commercial Bank, the Regulations of People's Republic of China (PRC) on Foreign Exchange Control and relevant administrative regulations.

second

The term "bank card" as mentioned in these Measures refers to a credit payment instrument issued to the society by commercial banks (including postal financial institutions, the same below) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Without the approval of the People's Bank of China, commercial banks may not issue bank cards.

essay

All commercial banks, cardholders, merchants and other parties handling bank card business within the territory of People's Republic of China (PRC) shall abide by these Measures.

Article 4

Commercial banks should carry out joint bank card services such as information sharing, merchant sharing and equipment sharing on the basis of mutual benefit through consultation.

Baidu Encyclopedia-Measures for the Administration of Bank Card Business