BOC Consumer Finance Co., Ltd. ("BOC Consumer Finance") was established in June 2010. It is one of the first consumer finance companies in the country approved by the China Banking and Insurance Regulatory Commission (formerly the China Banking Regulatory Commission). Bank of China Its comprehensive operating company is also the first consumer finance company in Shanghai. Therefore, BOC Consumer is not a certain kind of credit card, but a financial company under Bank of China, which includes many types of consumer loans.