1. Apply for a love card, and China Merchants Bank will donate 1 yuan;

2. Apply a love card, and China Merchants Bank will donate 0.1 yuan. The annual fee is waived in the first year, and the annual fee is waived for the following year by swiping the card 6 times a year. The interest-free repayment period is 20-50 days. The minimum repayment ratio is 10% of the amount owed. The online payment limit can set limits for domestic online payments. All credit cards under your name enjoy an online payment limit for professional version payment, quick payment and online payment on overseas websites, and are not subject to the "online payment limit" limit. The cash advance limit is 50% of the credit limit, and the transaction verification method is password signature, which only relies on signature. The points ratio is 1 point for every 20 yuan, and the points are valid forever. The annual fee for the primary and secondary cards is RMB 300 per card for the primary card and RMB 150 per card for the supplementary card. The revolving credit interest rate is 0.05 per day. The late payment fee is 5% of the minimum repayment amount and the minimum over-limit fee is RMB 10 per card if the account credit is exceeded. 5 of the quota part, 1 of the monthly cash advance transaction amount for domestic cash withdrawal fees, 3 of the cash advance transaction amount for a minimum overseas cash withdrawal fee of 10 yuan/transaction, and a minimum of 30 yuan/overpayment cash withdrawal fee refund amount 0.5, the minimum loss report handling fee is RMB 5 yuan/card, and the handling fee is RMB 60 yuan/card, including loss report, card replacement and registered mail service. The card replacement cost is RMB 15/card, and the card replacement and registered mail service are overseas emergency card replacement procedures. There is no fee for this service. The handling fee for re-sending statements is free for the first three periods. After that, the fee for each period is RMB 5. The subscription fee is RMB 20 per transaction domestically and USD 5 per transaction overseas.