2. Another comprehensive score is generated by a debit card under the personal name;

3. Comprehensive score is used to evaluate the comprehensive situation of customers;

4. Credit card points are points accumulated by credit cards and can be exchanged for gifts.

China Industrial and Commercial Bank Credit Card Points Rules

ICBC credit card users spend 1 RMB 1 min, HK 1 min, USD 1 min, 8 points, excluding 1 min or less.

The following transactions do not accumulate points:

1. Wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.

2. Transfer transactions: such as loan deduction, automatic transfer of utilities, transfer transactions for purchasing securities or funds, insurance withholding, etc.

3. Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, automobile sales, online transactions, auction pawn, etc.

4. Stored value transactions: such as fuel card recharge, telephone recharge, prepaid recharge, etc.

5. Other transactions that should not accumulate points will not accumulate points.