Since the card was sent by mail after the credit card application was approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from the loss of stolen credit cards, the card opening procedure is set up before the credit card is officially opened, mainly by telephone or internet. After checking the relevant personal information provided at the time of application, the card opening procedure is completed. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card.

Credit card activation method:

1. Call the 24-hour customer service hotline displayed on the back of the credit card, select the corresponding language, enter the cardholder's card number and inquiry password, and activate according to the voice prompt.

After you get the credit card, you can take your ID card to the bank counter to activate it. Activation usually takes only a few minutes.

Extended data:

Precautions for credit card use:

1. When using credit cards, cardholders should be diversified and not confined to one place. They can swipe their cards in hotels, restaurants, shopping malls and other places. If you spend money in one place all the time, the bank will think that the cardholder has no spending power and reduce the credit card limit.

2. The available dates of banks are not exactly the same, especially at the beginning and end of the month. It is suggested that cardholders make clear the optional date of their credit cards before choosing a specific date, and then choose an open date as the final repayment date.

For the cardholder personally, taking the current credit card will bring great risks to himself. If the cardholder fails to repay the loan on time, he must bear the overdue repayment interest higher than the overdraft interest, which may cause a bad credit record. It will be very difficult to get a loan from the bank in the future, and even bear the legal risk of personal credit loss.

4. After temporarily increasing the credit limit, the actual amount of credit card exceeding the credit limit will be added to the minimum repayment amount of the current statement. The temporarily increased credit line cannot enjoy the treatment of installment repayment, and must be paid off in one lump sum on the due repayment date.

Baidu Encyclopedia-ICBC Credit Card