1.What did JD do? What does COM's co-branded credit card mean?
JD.COM co-branded card refers to a credit card jointly issued by JD.COM and our bank.
There will be JD on the credit card. The words "COM". Generally speaking, these cards are all co-branded cards in JD.COM. Besides being jointly issued by JD.COM and banks, JD.COM co-branded cards usually have some JD. COM-related rights and interests. Users who frequently use JD.COM Mall and JD Finance can get more discounts when applying for such cards.
As for the collection of annual fees, it is mainly based on the grade of JD.COM co-branded cards. The better the grade of the cards, the more annual fees will be collected.
Second, how to increase the credit card quota in JD.COM?
1, good credit record.
If you want to increase the credit limit of JD.COM co-branded credit card, you must have a good credit record. For example, you must repay the consumer according to the repayment. If you can't repay on time, your credit history will be affected. It will be difficult to increase the credit line at that time.
Step 2 spend more
If we can use JD.COM co-branded credit card to spend more, it will also increase the amount of JD.COM co-branded credit card. However, it is still necessary to consume rationally, and within the range that you can bear, don't explode the card, so as not to generate over-limit fees.
3. Find a bank customer service upgrade.
In addition to the above two methods, we can also ask the customer service of the bank to increase the quota. The customer service of the bank will evaluate whether to approve or not according to your credit history and card usage, and usually it will.