Can China Bank handle baby bank cards?

Yes. China Industrial and Commercial Bank can apply for a cute baby card. Mengwa Card itself is a unique bank card product of Industrial and Commercial Bank of China, belonging to a series of customized debit cards. Custom debit card refers to the service that users upload pictures, design card faces and customize exclusive bank cards, which can be divided into photo cards and craft cards; Photo cards are divided into cute baby cards and cute pet cards. Some banks also have diy card services, but the name is not called Mengwa Card.

To apply for a children's bank card, just take the children to the bank business hall to explain their purpose to the staff, and then show your ID card and your household registration book. As long as you can prove that there is a guardianship relationship with your child, the bank will help you. Of course, if the child has already applied for an ID card, he should also show his ID card.

: The function of children's bank cards is relatively simple, generally only the basic service functions of ordinary savings cards, such as deposit and withdrawal, consumption, transfer and so on. However, it will basically be "parent-child association" with parents' cards. _ _ _ _ And everyone needs to pay attention that children's bank cards are debit cards, not credit cards. Because if you want to apply for a credit card, the applicant must be an adult, at least 18 years old and have full capacity for civil conduct. So it is impossible for children to get a credit card. However, usually when a child reaches the age of 14 or 16, he can apply for a credit card supplementary card for his immediate family. When a child reaches the age of 16, he can also apply for a savings card at a bank outlet with his ID card alone.

China Bank is the longest-running bank in China.

formally established in February p>1912, it has successively exercised the functions of central bank, international exchange bank and specialized international trade bank.

since p>1949, it has been a national specialized foreign exchange and foreign trade bank for a long time, operating and managing the national foreign exchange in a unified way, and carrying out international trade settlement, remittances and other non-trade foreign exchange businesses.

in p>1994, it was reorganized into a wholly state-owned commercial bank, providing all kinds of financial services in an all-round way, and developed into a large commercial bank with full range of businesses and strong strength.

In p>26, it took the lead in successfully listing on Hong Kong Stock Exchange and Shanghai Stock Exchange, becoming the first "AH" listed bank in China. China Bank is the only official banking partner of the 28 Beijing Summer Olympic Games and the 222 Beijing Winter Olympic Games, and the only "Shuangao Bank" in China.

In p>211, Bank of China was selected as the first emerging economy and was selected as a global systemically important bank for 1 consecutive years. Its international status, competitiveness and comprehensive strength have been among the top banks in the world.

Starting from p>221, with the opening of the 14th Five-Year Plan, China Bank will step into a new stage of its own reform and development, and start a new journey of building a world-class modern banking group in an all-round way.

can children get a credit card?

hello, the most important condition for applying for a credit card is that you are at least 18-6 years old and have a stable job and income. Users under the age of 18 cannot apply for the main credit card for the time being. If you hold our credit card, you can apply for a supplementary card for your minor children, and you are welcome to apply for other credit cards of our bank at any time when he/she is an adult.

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search for 4825555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as friends; Method 2: search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center)

How to apply for a baby card bank card

When applying for a baby card bank card, the guardian needs to select the bank to apply for, bring the relevant certificates of the guardian and the identity certificate of the user who needs to apply for a bank card, and go to the relevant counter of the bank to fill in the application materials, and the counter staff will help with it. Baby card bank card. It is aimed at citizens under the age of 18, and baby photos can be used as the card surface. Children's bank card is a bank card for children under the age of 16. Many banks have introduced children's bank cards. For example, ICBC's Baby Growth Card, Bank of Communications' Pacific IC Children's Card, Minsheng Bank's Kid Master Card, China Merchants Bank's Happy Partner Card, China Bank's Great Wall Flower Season Card and so on.

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Advantages and disadvantages of baby card bank card:

1. The function of children's bank card is relatively simple, generally only the basic service functions of ordinary savings card, such as deposit and withdrawal, consumption, transfer and so on. However, it will basically be "parent-child association" with parents' cards. Everyone needs to pay attention that children's bank cards are debit cards, not credit cards. Because if you want to apply for a credit card, the applicant must be an adult, at least 18 years old and have full capacity for civil conduct. So it is impossible for children to get a credit card.

2. Bring more certificates. If you want to apply for a children's bank card, just take your child to the bank business hall to explain your purpose to the staff, and then show your ID card and your household registration book. As long as you can prove that there is a guardianship relationship with your child, the bank will help you. Of course, if the child has already applied for an ID card, he should also show his ID card.

3. However, usually when a child reaches the age of 14 or 16, he can apply for a supplementary credit card for his immediate family. When a child reaches the age of 16, he can also apply for a savings card at a bank outlet with his ID card alone.

4. The People's Bank of China has a unified regulation on opening accounts for minors: China citizens under the age of 16 living in China should be represented by their guardians to open personal bank accounts, and present their valid identity documents and the resident identity card or household registration book of the account user. According to the regulations of the bank, if a child under the age of 16 needs to be accompanied by his parents when opening an account in the bank, the parents can handle it with their own ID cards and their children's ID cards or household registration books. If they don't have these two documents, birth certificates and one-child certificates can also be used.

How to handle the baby's bank card

The process is as follows:

1. The guardian brings his ID card, household registration book and a copy, and tells the bank staff to open an account and apply for a bank card.

2. The bank staff will issue a "Personal Settlement Account Management Agreement" and sign it after reading it.

3. Fill in the "Personal Card Opening Application" and return it to him.

4. After entering your own password on the password device (remember the password).

5. After confirming the password for three times, the bank staff will issue the bank card.

what is a child bank card?

With the increasing demand of parents for children's bank cards, all banks have launched their own children's bank cards, such as ICBC's Baby Growth Card, which is specially produced for underage customers and their parents. Besides the usual deposit and withdrawal and payment, this bank card also has a kind of special functions.

when handling this card, parents will also get a card associated with it, and they can transfer money to the children's card free of charge. At the same time, such cards will also have corresponding benefits, such as the baby growth card can enjoy free education insurance products and other products.

Children's bank card is a bank card for children under the age of 16. Many banks have introduced children's bank cards. For example, ICBC's Baby Growth Card, Bank of Communications' Pacific IC Children's Card, Minsheng Bank's Kid Master Card, China Merchants Bank's Happy Partner Card, China Bank's Great Wall Flower Season Card and so on.

and if you want to apply for a children's bank card, you just need to take your children to the bank business hall to explain your purpose to the staff, and then show your ID card and your household registration book. As long as you can prove that there is a guardianship relationship with your child, the bank will help you. Of course, if the child has already applied for an ID card, he should also show his ID card.

However, the functions of children's bank cards are relatively simple, and generally only the basic service functions of ordinary savings cards, such as deposit and withdrawal, consumption, transfer and so on. However, it will basically be "parent-child association" with parents' cards.

and we need to pay attention that children's bank cards are debit cards, not credit cards. Because if you want to apply for a credit card, the applicant must be an adult, at least 18 years old and have full capacity for civil conduct. So it is impossible for children to get a credit card.

But usually, when a child reaches the age of 14 or 16, he can apply for a supplementary credit card for his immediate family. When a child reaches the age of 16, he can also apply for a savings card at a bank outlet with his ID card alone.

can children get a credit card?

children can't get a credit card. The object of applying for a credit card can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China.

each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Extended information

According to the application information, the bank will examine the applicant's various information and economic situation to determine whether to issue a credit card to the applicant. The factors considered are the applicant's past credit history, the applicant's known assets, professional characteristics, etc.

The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. The standards of different card-issuing banks are also different. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.