China Merchants Special Consumer Installment Credit Card is an automatic installment credit card provided by China Merchants Bank for consumer analysts. The credit limit of this kind of credit card is very high, generally reaching more than 50 thousand yuan. Every time the user uses this card, the user's consumption will be directly divided into 36 periods. Under a certain period of time, users can get a certain installment discount, and the annualized interest is only about 5%.

Any credit card will have its own exclusive use, and there will be suitable people. If users have long-term installment demand, it is a good choice to apply for a credit card with exclusive consumption installment for investment promotion. However, if users need to save themselves and strictly control their consumption behavior, the installment credit card of China Merchants will only make a person overspend and accumulate debts at the same time.