Operation guidelines for the mobile banking client of Shandong Rural Credit Cooperative:

1. Signing the contract

(1) First, the customer needs to hold a Shandong Rural Credit Cooperative Bank card, and a smartphone with Android 2.2 or ios 4.0 and above.

(2) Individual customers can sign a contract through the counter, or through the professional version of personal online banking or the professional version of personal mobile banking (WAP). Those who sign contracts over the counter must go to any business outlet within the jurisdiction of Shandong Rural Credit Cooperatives, provide their valid identity documents, bank cards, and fill in the "Personal Service Application Form". Corporate customers need to go to their contract account opening outlets to sign up for corporate mobile banking (client). ?

2. Installation?

The name of the personal client is "Shandong Rural Credit Union" and the name of the enterprise client is "Shandong Rural Credit Union Enterprise Edition". The following uses individual customers as an example to download the "Shandong Rural Credit Union" client software from the Android market or Apple store.

3. After installation, open the software and select "Mobile Banking" in the menu bar.

4. Mobile banking includes: transfer inquiry, inter-card transfer, transfer and remittance, and loan Services, customer service, etc. Take clicking "Transfer Remittance" as an example.

5. More subdirectories will appear after clicking. Just select according to customer needs.

Extended information:

Mobile banking is the abbreviation for using mobile communication networks and terminals to handle related banking services. As a new service that combines electronic currency and mobile communications, mobile banking not only allows people to handle a variety of financial services at any time and anywhere, but also greatly enriches the connotation of banking services, enabling banks to facilitate and Provide traditional and innovative services to customers in an efficient and safer way.

Mobile banking is composed of mobile phones, GSM SMS centers and banking systems.

During the operation of mobile banking, after the user issues an instruction to the bank through the menu on the SIM card, the SIM card generates and encrypts a text message in a prescribed format according to the user's instruction, and then instructs the mobile phone to send the text message to the GSM network. After the GSM SMS system receives the text message, it transmits it to the corresponding bank system according to the corresponding application or address. The bank preprocesses the text message, and then converts the instructions into the host system format. The bank host processes the user's request and returns the result to the bank. The interface system converts the processing results into SMS format, and the SMS center sends the SMS to the user.

Reference link: Baidu Encyclopedia-Mobile Banking