Generally, the card is blocked because the monthly credit card swiping transactions are not standardized, and the bank determines that it is suspected of arbitrage, that is, the number of transactions is too few, and the credit card is swiped once a month and repaid once, for example, the limit is 50,000. , I spent more than 40,000 yuan in one stroke, and after paying it off, I will still spend the maximum amount in one stroke next month. If I want to use the credit card well.
Consumption must be diversified, mainly shopping malls, plus hotels, restaurants, entertainment, home appliances, hotels, etc., swipe several times, regardless of size. If you want to increase your credit card limit and become an excellent customer, just You must follow the bank's requirements to participate in more bank activities, make installments, and swipe more cards.
Extended information:
Repayment methods:
The common domestic credit card repayment methods mainly include the following categories (according to cost):
1. In-bank repayment
The repayment methods mainly include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Mobile phone repayment
Mobile phone is a personal payment terminal of mobile financial system. It can be used to repay money directly by swiping the card, and can also perform transfers and other services. Instant payment!
3. Convenience store repayment
Convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.
4. Online repayment
The more common online repayment methods in China include: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
Baidu Encyclopedia-Credit Card Repayment