Except ICBC credit card and ABC credit card, other banks including Kunlun Bank have a three-day grace period for repayment.

It is generally not overdue to return the credit card two days after the repayment date. Banks provide time-sensitive services for credit card holders, remind them of repayment by SMS and email at least days before the due repayment date, and provide a grace period of repayment of at least 3 days.