You can apply for a card by card. You need to have a credit card and maintain a good repayment credit record.
Card application conditions: No guarantor, deposit, or pre-deposit of cash is required to apply for a Bank of China credit card. You only need to fill in the Bank of China credit card application form and attach documents proving identity, permanent residence, and financial resources. You can apply for a Bank of China credit card with a copy.
Identification documents:
A copy of the resident ID card or temporary resident ID card (both sides, within the validity period) or a copy of the military officer's ID card is required; the application for the card payment function is temporarily Only copies of resident ID cards or temporary resident ID cards are accepted.
Financial support documents (optional):
1. Official salary slips or income certificates issued by government agencies and enterprises for the past three months at the time of application (must be stamped with company seal or department seal);
2. Copy of bankbook/bill for salary issued by the bank (salary entry information for the previous three months must be shown at the time of application);
3. When applying Copies of personal income tax payment certificates for the past three months;
4. Copies of social insurance withholding vouchers;
5. Copies of self-owned property certificates;
6. Copies of bank time and demand deposit slips/passbooks;
7. Copies of purchase receipts for funds, treasury bonds, and corporate bonds (need to show the purchaser’s name, account number, and account balance);
8. Copies of membership cards, including: golf membership card, VIP card of China Mobile and China Unicom, Platinum, Gold and Silver Membership Card of Air China, Gold and Silver Membership Card of China Southern Airlines Sky Pearl Card , China Eastern Airlines Miles Club Gold Card, Silver Membership Card (name and card validity period must be displayed), etc.
Extended information:
List of repayment methods:
1. Repayment within the card issuing bank: This method includes: card issuing bank counter, ATM, online banking, automatic Transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.
2. Inter-bank transfer/remittance repayment: mainly divided into two methods: inter-bank transfer in the same city and inter-bank transfer in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.
3. Online repayment: UnionPay Online, Kuaiqian, Shengfutong, Alipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.
4. Xinpaytong repayment: "Xinpaytong" smart card swiping phone is an innovation independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network. electronic products.
5. Repayment Tong: Use "Repayment Tong" to repay. The fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.
Baidu Encyclopedia - Bank of China Credit Card
Baidu Encyclopedia - Bank of China Credit Card