The bulk charge refers to the annual fee. The time to collect the annual fee is the time when you apply for the card that year. The charging standards of banks in China are as follows: ATM inter-bank inquiry fees: Bank of Communications first announced that it would charge .3 yuan inquiry fees for inter-bank inquiry from June 1, 26, and then CCB, ABC, ICBC and other banks began to follow suit. ?

Charge for counting coins: ICBC, Agricultural Bank of China, China Construction Bank and other banks generally charge a handling fee of more than 4 yuan for counting more than 5 coins. Small account charges: CCB and BOC successively deduct 3 yuan's handling fee for accounts with daily average balance less than 4 yuan. Coin exchange fee: Some banks charge 1% of the exchange amount to exchange small notes of 1 yuan and below, with a minimum charge of 1 yuan for each transaction.

fees for large cash withdrawals: some banks charge .7% to .1% for depositors' large cash withdrawals (more than 2, yuan for individuals and more than 5, yuan for institutional accounts).

Extended information:

Now the batch deduction will be made up and recorded. That is to say, once you have money in your account, you will make up the fees you owed before. If you want to cancel your account, you must pay the arrears in full before you can cancel it. You can't stop canceling your account all your life. There was no charge before, but there may be some preferential measures for opening new accounts. For example, the first year is free, and fees will be charged after the time.

I suggest you don't shy away from this question, just talk to the bank. If the cost is really unbearable, you can cancel these services.

Resources: Baidu Encyclopedia-Bank of China.