Identification materials
Proof of identity is to copy the front and back of the second-generation ID card on a piece of A4 paper and submit it together with the credit card application form. Soldiers can use their ID cards and copies of their ID cards.
Proof of repayment ability
1. Work certificate stamped with the official seal of the company: Work certificate should generally include name, full name of the company, position and annual salary. Some banks have a fixed work certificate format. Just go to the bank and fill in the stamp.
Second, the salary card is flowing: because the salary card printed at the counter has the business seal of the bank, but the self-service machine does not, it is recommended to print it at the counter. If you feel that the bank queues for printing for too long, you can also use the income tax withholding certificate as proof material. If the salary is paid in cash, you can deposit the salary in the card for a fixed number of days every month, and you can print it as running salary after six months.
3. Work permit or work permit: Generally, a work permit with a photo and official seal is required to be of value as application materials.
Certificate of deposit: If you have a deposit in the bank, you can issue a certificate of deposit. Proof of deposit is a good proof material, which is very helpful for credit card application.
Verb (abbreviation of verb) financial management certificate: With the development of bank financial management, many bank credit card applications can now use financial management certificates as application materials. Before applying for a credit card, you can use your spare money to go to the bank to buy a wealth management, which can not only add an application material, but also gain income through wealth management, killing two birds with one stone.
6. Real Estate Certificate: In China, where house prices are rising, owning real estate (especially in big cities) is the best proof of repayment ability, so applicants with real estate certificate or purchase contract must copy it as application materials.
7. Vehicle driving license: A copy of the vehicle household registration book cannot be used as an application material for a credit card alone, but it is quite weighty when used together with other application materials. Especially when applying for the owner's credit card, having a car will let the bank see the applicant's credit card potential.
Eight, business license: individual industrial and commercial households can use a copy of the business license as credit card application materials, but the business license must be valid for more than 6 months, and need to attach a bank account.
Can I get a credit card if I provide a fake work unit? Yes
However, it must stand the verification of the bank.
Otherwise, it will not only refuse the visa, but even affect the bank's application for a credit card in this bank.
Can I use other work units to fill in my credit card? Yes, as long as it can be verified by the bank. There is nothing wrong with others.
Without a job, can I apply for a credit card with my friend's work unit? As long as a friend's unit has not paid the social security accumulation fund, it is ok to meet you on the landline return visit. It costs tens of dollars to wrap one yourself.
Can I get a credit card with someone else's work permit? No. I need to bring the original ID card.
If you apply for a supplementary card, you also need to bring the original ID card of the main cardholder.
Can I get a credit card if I don't have a work unit? It depends on what bank it is.
Some banks stipulate that non-local credit cards cannot be processed.
Some as long as there is proof of salary.
The others are in the middle.
Just have proof of salary and assets.
Can I get a credit card without a work unit? If it is China Merchants Bank, you need to provide proof of work before you can apply for a credit card.
The most important conditions for applying for our credit card are age 18-60 (foreigners aged 25-60), financial ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.
How to check other people's work units? To be exact, finding a job unit can provide hard information. You need to know your age or which friend you want to find to help you check the news.
How can the work unit on the credit card find out if it is a China Merchants Bank credit card? The data modification interface can be used. If you have our professional version, you can log in to the credit card interface and find customer management-data modification;