What is the general limit of a Citibank credit card? What you need to know about the application requirements for the three cards

Many cardholders may not know much about Citibank, and they also know little about the credit cards issued by it. Today we will discuss this Let me give you a detailed introduction to Citibank, the largest bank in the United States with branches all over the world, and what is the general limit of the credit cards it issues.

1. Citibank Credit Card Limit

On the official Citibank Credit Card website (China), applications for three types of cards are provided: Citi Rewards Card, Citi Rewards Card and Citi Rewards Card. Card, the initial limit of Citibank Gift Card is generally 0-50,000 yuan, with a cap of 50,000 yuan, which varies according to the applicant's qualifications; the initial limit of Citibank Gift Card and Premium Card is generally 20,000-500,000 yuan. Even higher. Depending on the application credit conditions, Citibank will issue different credit limits.

2. Citibank credit card application conditions

1. Basic conditions

Applicants must be over 18 years old (inclusive) and have full capacity for civil conduct;

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Applicants must prepare: ID documents and photos;

Applicants must have a stable income occupation, have solvency, and have good credit;

Applicants’ residence and The company address must be in Beijing, Shanghai, Guangzhou or Shenzhen (Citibank online application channel only).

2. Economic conditions

If the monthly salary before tax is RMB 7,000 or above, you can apply for a Citi gift card;

The monthly salary before tax is RMB 10 , 000 yuan and above, you can apply for a Citi gift card;

To sum up, there are still limitations in applying for a Citibank credit card. If you do not work or live in major cities such as Beijing, Shanghai, Guangzhou and Shenzhen, then You cannot apply for this card online. Of course, if there is a Citibank branch in your location, you can also bring the application materials to apply for a card.

What is the Citibank credit card limit? How to raise the amount?

Citibank is a very famous foreign bank, but many people don’t know much about this bank. For example, some people want to apply for a Citibank credit card, but they don’t know the relevant information about this bank’s credit card. Not very clear. For example, its amount. So, what is the limit on a Citibank credit card? And how to increase it? Let me answer it for you today.

What is the Citibank credit card limit?

Citibank mainly has three types of cards, namely Citi Rewards Card, Citi Rewards Card and Citi Premier Card. Different cards have different limits.

1. Citi Gift Card

The limit of Citi Gift Card is between RMB 5,000 and RMB 50,000. According to the majority of netizens, if it is your first time to apply for Citi For bank credit cards, the limit is usually more than RMB 10,000.

2. Citi Gift Card and Citi Elite Card

The limits of Citi Gift Card and Citi Elite Card range from RMB 20,000 to RMB 500,000. But according to netizens, as long as your credit conditions are good enough, you can reach a limit of 500,000 yuan or even higher.

How to increase the credit limit of Citibank Credit Card?

If you suddenly need a large amount of funds, you can first apply to increase the temporary limit. And as long as you have held the card for more than a month, you can apply for a temporary limit increase.

If you want to raise a fixed limit, you can only apply after half a year. If you want to increase the limit, you can spend more with your card and provide sufficient proof of assets and financial resources. In this way, you can apply for a limit increase. Generally it can be passed.

Citibank credit card limits are generally relatively high. This is mainly because it is a foreign bank. Therefore, after successfully applying for this credit card, you will generally be satisfied with the limit. As for increasing the limit, You can apply for a temporary quota or a fixed quota according to your own needs.

What is the general limit of a Citibank credit card?

The limit of a Citibank credit card is generally between 5,000 and 500,000. You can generally get a credit line of more than 10,000 when you apply for the first time. Citibank will grant a credit limit based on the cardholder's credit status and comprehensive qualifications.

And the limit also depends on the credit card level. The higher the level, the higher the initial limit. The initial limit of the Platinum Card is generally higher than that of the Gold Card.

The initial limit of Citibank Gift Card is generally 0-50,000 yuan, with a cap of 50,000 yuan.

The initial limit of a gift card is generally 20,000-500,000 yuan, or even higher.

Extended information:

The credit card limit depends on the following points:

1. The applicant’s own qualifications: the applicant has a stable job and a high income If the applicant has good property status and a good credit record, then the credit card limit he can apply for will be relatively high; conversely, if the applicant has an unstable job or a low income and cannot provide sufficient property proof, then he Your overall score will be low, and accordingly the credit card limit you can apply for will also be low.

2. Card-issuing bank: Different banks have different credit card credit limits. Some banks give higher credit limits and some lower credit limits. Minsheng Bank is a bank with generally higher credit limits.

3. Type of card: Different types of credit cards have different levels, and the corresponding credit limits are also different. The higher the card level, the higher the initial limit that can be issued. Generally speaking, platinum The initial limit of the card is higher than that of Jinpu Card.