It is suggested to contact the customer service of the credit card first to understand the relevant situation, and ask to cancel the arrears and cancel the card. If the credit card customer service refuses the above requirements, directly call 12363 to explain the situation to the regulatory authorities, and let the regulatory authorities dock the credit card to solve the problem.

According to the provisions of China's Public Security Administration Punishment Law, it is illegal to send harassing information that interferes with the normal life of others. The party concerned can show a short message to the police.