In the process of finding an intermediary to handle the repayment, the repayment date can be postponed. It means that when the last repayment date of the cardholder's credit card expires and I can't repay it in full for the time being,
In the case that the minimum repayment needs to pay high interest, in order to maintain a good credit record, you can entrust others to repay on your behalf, and then brush out the repayment amount in the form of credit card consumption and return the funds to the borrower. To put it simply, the operation of credit card repayment is that the intermediary agency repays the overdraft limit that is about to expire, and then brushes out all the repayment amount not long ago in the form of credit card consumption. In fact, it is to return it first and then brush it out. Some customers may have questions, can the money returned to the credit card be brushed out at the first time? The answer is yes; According to the credit card regulations of major banks, as long as the customer repays, that is, as long as the customer's card is normal, the credit card limit will be restored.
We can refund the credit card money on behalf of our customers, and we can brush it out immediately. In this way, you not only have repayment records, but also consumption records, plus some small consumption, which can make you increase your credit limit faster. And you can enjoy the interest-free period forever!