When users use credit cards, they need to repay on time, generally speaking, from the time after the bill is issued to the date of repayment. Some users asked, can I spend money by credit card on a single billing day? Then let's briefly talk about this problem for everyone.

Can I pay the bill by credit card every day?

It is ok to spend by credit card. Some people suggest that users should not swipe their cards on the billing date because many banks' credit cards will be credited on the billing date.

For example, Agricultural Bank of China, China Construction Bank, Shanghai Pudong Development Bank, Xingye Bank and Minsheng Bank. It needs to be repaid directly after swiping the card on the accounting day, so the interest-free period that users can enjoy is short, which is not cost-effective for many people, so it is not recommended.

Of course, if the user doesn't care about the interest-free period, or the credit card bill is not recorded at all, it can still be used normally.

For example, China Merchants Bank's credit cards are generally credited the next day. That is to say, if the user's billing date is the 9th and the repayment date is the 27th, then after spending on the 9th, it is generally credited as 10, so this consumption does not need to be repaid this month, but will be repaid next month, so the interest-free period is very long.

The above is about "Can I spend by credit card in a single day?" I hope it helps after reading it. Generally speaking, whether the credit card billing date can be used depends on the setting of the bank and the user's card use plan, which will not have a direct negative impact on the user in essence.