First, the savings card is built by running water.
If you want to apply for an ICBC credit card, the best way is to apply for a savings card at ICBC first, and then go in and out every day according to your cash flow. If the amount of deposit and withdrawal is different every day, it is better to settle interest. If the cash flow is tight, the savings card should be kept for at least 4 hours. The best access method is ATM. Note that ATM in different places is the best, which helps to improve your "internal comprehensive score" in ICBC.
Second, the choice of application channels.
1. Qualified cardholder: If you are qualified to be a 6-star customer and a cardholder with a credit card reference limit on the mobile APP, Bian Xiao suggests that the application channel you choose is: the bank branch counter or logging in to the online banking computer. When filling in the information, bring our corresponding asset certificate, starting from 5w!
2. Cardholders with average qualifications: If they have average qualifications, they can use ordinary star-brushing technology to brush to 5 stars, and then choose application channels: online application or third-party big data platforms (WeChat, Alipay, JD.COM, etc.). Basically, as long as they are built to 5 stars, there is no negative record on credit information, and the information is filled in correctly, they can successfully get rid of their cards.
Third, choose a card
As a cardholder who applies for an ICBC credit card from scratch, when choosing a card, he can choose a public credit card with a gold card level, preferably a dual-currency card, which will also help to raise the amount quickly in the later period. The popular Unbounded Card, Constellation Card, Zodiac Card and Forbidden City Card are all good choices. Of course, the choice of card types needs to be different from person to person, and you can't choose blindly, otherwise it will easily lead to a low card amount.
Four. Provision of assets
The four major banks all like customers with assets. If you can provide proof of income and financial resources when applying for a credit card, the amount will be higher.
Proof of income includes: salary list, work permit and income certificate (company seal). Provide one of the above three items in the labor contract. The key is to run bill. No matter what proof of income you provide, you must have a running account. If it is better for ICBC, the amount will be higher.
Proof of financial resources: automobile driving license or registration certificate, real estate license or purchase contract or bank loan contract, stock or fund account, long-term dividend insurance, fixed passbook, etc. Are acceptable.