If you do not need to use it, you can cancel the account. You need to take your all-in-one card to any branch of China Merchants Bank and enter the correct withdrawal password to handle the account cancellation business. Agents are allowed (requirements) There are no functions in the card that must be "closed personally"). There is no charge for handling in the same city; if handling is done in a different place, a handling fee of 0.5% of the amount on the card, up to a maximum of 50 yuan, will be charged for cross-border deposits and redemptions.