For example, your credit card limit is 5000 yuan, and you used 5000 yuan. If you swipe your card again, it will show that the balance is insufficient. In this case, you have to call the banking service department to apply for a temporary increase in the limit to 6000 or 7000 yuan, but whether or not to approve it depends on your credit history and credit history.

There are many credit card limits:

1。 Credit limit The credit limit of a credit card indicates the total amount you can spend or withdraw with your credit card.

2。 Available Credit Limit The available credit limit of your card is generally the credit limit-used amount-current month's interest.

3。 Cash withdrawal amount: the cash withdrawal amount of the card, if the cash withdrawal amount is >; Available line, calculated according to available line.

4。 The cash withdrawal amount on the same day is hidden. Generally speaking, banks adopt the existing regulations on the same day, and the maximum amount shall not exceed.

5。 Some banks' credit cards have this concept, which means I haven't reached the maximum amount I can use every day.