1. If your credit card is lost, you can report the loss even if there is a balance in the credit card. \x0d\ 2. Remarks\x0d\1. Reporting a loss on a credit card has nothing to do with whether there is a balance in the credit card\x0d\2. If there is a balance in the credit card, you need to reserve sufficient time for a loss report and reissue, otherwise it will affect your repayment. Causing credit overdue. \x0d\3. If the time for reporting loss and re-issuance exceeds your bill repayment date, and you do not know the card number and cannot repay, you can go directly to the customer service of the e-bank, ask for the credit card number, and repay by transfer. So as not to affect your personal credit.