Legal analysis: If you change the name on the household registration book, credit cards and bank cards can still be used, it is best to make changes and re-apply the card, not only the credit card, but also all degrees, academic qualifications, and insurance. The impact is too great. You must be prepared and update them all so that your use will not be affected.

Legal basis: "Credit Card Business Management Measures"

Article 3 The credit cards referred to in these Measures refer to the credit cards issued by the People's Republic of China and domestic commercial banks to individuals and entities. Credit payment tools clarify that only commercial banks within my country are eligible to issue credit cards.

Article 5 excludes non-financial institutions, non-bank institutions, and representative offices of overseas financial institutions in China from operating credit cards. business possibilities. In the relevant credit card business, commercial banks must implement the unified deposit and loan interest rates and special handling fee rates stipulated by the People's Bank of China, deposit deposits in prescribed proportions, and perform account management, cash management, etc.