Generally speaking, when applying for a credit card, CITIC Bank will directly issue two credit cards to CITIC Bank, mainly because the credit card product itself is issued as a set of cards, and users directly apply for two credit cards when applying for a credit card.

Usually two credit cards are of the same type, but the versions are different. In CITIC Bank, the two credit card combinations may be MasterCard, UnionPay and VISA. Generally speaking, these two kinds of credit cards are shared, one can be used at home and the other can be spent abroad.

When the user receives two credit cards from China CITIC Bank, if the user does not need to be in consumption abroad, the overseas version of the credit card may not be activated. Users can choose one of the credit cards to handle the activation fee, and after the activation is successful, they can use the credit card for consumption normally. It is worth noting that these two credit card products are activated in the same way.

The biggest difference between the two credit cards of CITIC Bank is that the card issuers are different, and the functions of the credit cards are still the same. In addition, credit card products issued by such sets of cards often only need to pay the annual fee of one card, and there is no need to pay the annual fee repeatedly.