difference between ordinary card and gold card: generally speaking, the amount of ordinary card is from 1 yuan to 1, yuan; The amount of gold card is 1, yuan to 5, yuan; Gold card enjoys a higher discount in preferential merchants, while Puka enjoys a slightly lower discount. In addition, credit card points accumulation and card loss protection range are also different.

the first difference between a gold card and a general card is the design of a credit card. The background color of gold cards is generally golden yellow, which highlights the characteristics of gold cards: Puka has different colors and no obvious characteristics, and generally does not take gold as the keynote.

the second difference between a gold card and a general card is that the discount for preferential merchants is different. Because of the different card grades, the credit card discounts you can enjoy will be different. Gold cards can enjoy higher discounts at preferential merchants; Puka can enjoy a slightly lower discount, just like a series of cards. In the same merchant, Gold Card enjoys a 2% discount and Puka enjoys a 1% discount.

the third difference between a gold card and a general card is that credit card points are accumulated differently. As stipulated by a bank, if a credit card is used for spending or withdrawing RMB in 1 yuan or Hong Kong dollars and 1 yuan, it can accumulate 1 point RMB1/HKD1=1 point, and if it is used for spending or withdrawing cash, it can accumulate USD1=8 points; If you use the gold card to spend or withdraw RMB 1 yuan or HKD 1 yuan, you can accumulate 2 points, with RMB1/HKD2=2 points. Spending or withdrawing 1 dollar or 1 euro can accumulate 16 points USD1 yuan or 1 euro =16 points.

the fourth difference between a gold card and a general card is that the coverage of card loss is different. Many banks have introduced credit card loss protection services, but the coverage of gold card loss is different from that of ordinary card. After the cardholder loses his/her card, the annual credit card gold card theft limit is 15, yuan, and the ordinary credit card is 1, yuan.

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