if the credit card of bank of communications is overdue, if it is not clear for the time being, the customer can call (95559 or 4-8-9888) to contact the customer service of bank of communications to negotiate, try to apply for extending the repayment period and repaying the arrears in installments, and at the same time, apply for stopping interest and paying off the account. When negotiating, pay attention to make it clear that you are unable to repay, and it is best to provide certain information for evidence (such as proof of termination of labor contract, unemployment certificate, etc.). If the application is successful, the customer can repay the arrears on time and in installments according to the new repayment plan, and no interest will be generated after the arrears, but the interest previously credited will still be paid.

Data expansion:

Bank of Communications, founded in 198, is one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1st, 1987, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. In June 25, Bank of Communications was listed on the Hong Kong Stock Exchange and listed on the Shanghai Stock Exchange in May 27.

The business scope of Bank of Communications Group covers commercial banks, offshore finance, funds, trusts, financial leasing, insurance, overseas securities, debt-to-equity swaps and asset management. By the end of June 22, there were 245 branches of Bank of Communications in China, including 3 provincial branches, 7 directly affiliated branches and 28 provincial branches, with 3,25 outlets in 243 cities at or above the prefecture level and 163 counties or county-level cities. Its non-silver companies mainly include its wholly-owned subsidiaries Bank of Communications Financial Leasing Co., Ltd., China Bank of Communications Insurance Co., Ltd., Bank of Communications Financial Assets Investment Co., Ltd. and Bank of Communications Financial Management Co., Ltd., and its holding subsidiaries Bank of Communications Schroeder Fund Management Co., Ltd., Bank of Communications International Trust Co., Ltd., Bank of Communications Kanglian Life Insurance Co., Ltd. and Bank of Communications International Holdings Co., Ltd. In addition, Bank of Communications is also the largest shareholder of Jiangsu Changshu Rural Commercial Bank Co., Ltd. and the largest shareholder of Tibet Bank Co., Ltd., and has a strategic shareholding in Hainan Bank Co., Ltd., holding four rural banks.

Main business

The personal business of Bank of Communications includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.

the company's business includes: banking and finance project, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody, brokerage collective/directional asset management plan custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc.), investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, Discount of interest-bearing bills by buyers or agreements, discount of commercial bills, loan-to-lending by foreign governments, domestic and foreign currency fixed assets loans, export tax rebate account custody loans, corporate account overdraft, domestic and foreign currency liquidity loans, interbank credit asset buyout business and interbank credit asset repurchase business).

small business users' business includes: loan application, one-stop business service, exhibition service, one-stop business service, investment and financing service, tax financing service, branch loan service, hand-in-hand service and benefiting farmers service.

international business includes: inter-bank services, international business services, foreign exchange wealth management services and foreign exchange trading services.