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After applying for a credit card online and being rejected, can I apply immediately at the counter?

When an online credit card application is rejected, whether it is feasible to go to the counter immediately to apply depends on the specific circumstances. It is generally recommended to consider re-applying from another bank, or to wait three to six months for the bank's approval system to have updated evaluation criteria. Because banks may refer to previous rejection records, re-application may still face rejection in the short term.

When applying at the counter, you need to prepare sufficient materials to increase the pass rate. First, make sure you bring proof of identification, such as an ID card (including copies of the front and back) or a copy of a military member’s military ID card. Secondly, a work certificate is essential. You can provide an original work certificate from the company you are working for, indicating company information, position, income, etc., and stamping it, or a copy of your work permit/plate. In addition, proof of financial strength is also critical, such as bank pay stubs, income tax withholding certificates, or copies of supporting documents for properties, vehicles, deposits, or investments to demonstrate your financial strength.

In general, although you can go directly to the counter after your online application is rejected, it is recommended to make adjustments based on the bank's approval strategy and required materials to improve the success rate. Remember to carefully check the required documents before each application to ensure smooth review. The above information is referenced from Southern Fortune Network.