Although it is convenient to use a credit card, it is easy to forget to pay back the money. A friend who applied for ICBC etc credit card accidentally overdue the repayment by one day. I don't know if overdue records will be collected, let's find out!

Will ICBC etc credit card be credited if it is overdue for one day?

No, ICBC etc credit card is overdue by one day. ICBC provides credit card repayment for ICBC etc credit card holders for 3 days 10 yuan tolerance:

The three-day grace period refers to providing cardholders with a three-day grace period for repayment. If the cardholder repays within three days after the due repayment date, it shall be deemed as timely repayment.

10 yuan tolerance refers to the current repayment guarantee of 10 yuan provided to cardholders. If the unpaid part of the previous bill is less than or equal to 10 yuan within 3 days after the due repayment date, it will be regarded as full repayment (the unpaid part will be included in the next bill).

(Image from ICBC official website)

In short, ICBC provides ICBC etc credit card holders with a three-day grace period for repayment. During this period, repayment is regarded as timely repayment, and overdue repayment is not reported for one day.